Terms and Conditions

Welcome to https://www.realtymailer.com! Before using our services, please read and understand these terms and conditions (referred to as "this contract"). By accessing, purchasing, or using our services, you acknowledge and agree to be bound by these terms, just as if you had signed a written contract. We may update this contract, and any changes will be effective upon publication.

Regularly review this contract to stay informed of any changes. Your continued use of our service signifies acceptance of any updates. We appreciate your commitment to these terms and look forward to serving you at https://www.realtymailer.com.

The Parties

By accessing and using our website ("the site"), you agree to comply with these terms and any additional rules posted on the site. You must ensure that your use does not disrupt the site's functionality. If you engage in commercial activities on the site, comply with relevant laws, including the Can Spam Act and GDPR.

Manage any information obtained from the site responsibly, ensuring the privacy and security of your login credentials. Notify the company immediately if you suspect unauthorized use of your account. You are liable for any damages resulting from misuse, loss, or transfer of your data.

When creating an account on behalf of an organization, you confirm that you have the authority to act on its behalf. You may not transfer or grant third-party access to your account details.

Our company complies with applicable laws regarding data collection and processing. We have implemented a Legitimate Interest Assessment (LIA) in accordance with GDPR and will update it periodically. However, it is your responsibility to ensure compliance with relevant laws when using the data.

You assume all responsibility for the use of the information obtained. Our company is not liable for any damages caused by third parties due to your actions or violations of these terms or applicable laws. You agree to indemnify the company against any unlawful use of the data.

Reselling or publishing the data, or providing third-party access, is prohibited. The data is to be used solely for the purposes specified in these terms. You may use the data to create machine learning models for the insurance industry ("derivatives") and retain ownership of such derivatives.

All data sales are final and non-refundable. By submitting your order, you enter into a legally binding purchase transaction and authorize the company to charge the full amount for the data.

Email Databases

Note: The purchase of email databases is final and non-refundable.

We guarantee a 95% deliverability rate for all email addresses. If your deliverability rate falls below 95% with verifiable proof, we will replace the affected email addresses.

Upon payment approval, we will email you a secure download link to access the product in Excel/CSV format. Once downloaded, you have unrestricted access to the product.

Please note: Refunds are not available after the database has been downloaded. Payments can be made through an invoice or our secure website.

Non-Email Databases

Once payment is completed, we will email you a secure download link for the product. After downloading, you have full access to its contents.

Please be aware: Refunds are not available for downloaded products.

Important: By proceeding with your transaction, you enter into a binding purchase agreement, and the credits you purchase are non-refundable.

All payments are processed through a trusted third-party payment gateway. The company is not responsible for the payment processor's data storage practices.

By proceeding with the sale, you confirm that the provided contact details are accurate. The company is not responsible for unusable data due to inaccuracies or delays in providing required information.

The company owns all intellectual property rights to the website's software, graphics, designs, and content. Unauthorized use or copying of this information for purposes other than intended by the website is prohibited.

The company may amend these terms or the privacy policy at its sole discretion. The company may also reorganize or suspend the website without prior notice.

The privacy policy governs the use of user information. The company agrees to use and disclose user information only within the scope outlined in these terms and the privacy policy. Cookies may be used to collect non-personal information to improve the website's performance.

Users understand that access to the website may be temporarily restricted for upgrades and other changes.

Suspension and Termination

1. The company may revoke the user's access to the website if the user fails to adhere to these terms, poses legal or technical risks, or infringes upon the rights of third parties. No claims may be asserted in this regard.

2. The company may cancel or suspend the website or these terms at any time.

Effectiveness

These terms and conditions, along with the privacy policy and other terms indicated on the website, become effective upon the user's access to the website.

Resolution of Disputes

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR RIGHTS AND HOW CLAIMS BETWEEN YOU AND THE COMPANY ARE RESOLVED.

Any claim or dispute arising from your use of the services or any products or services sold through the services will be resolved according to the provisions in this Legal Disputes Section.

1. Applicable Law

Except as inconsistent with federal law, the laws of the State of New York will govern these terms and any disputes between you and the company.

2. Agreement to Arbitrate

Disputes or claims relating to these terms or your use of the services will be resolved exclusively through binding arbitration, governed by the Federal Arbitration Act and conducted by the American Arbitration Association (AAA).

Contact the AAA at 1-800-778-7879 or visit their website at www.adr.org for more information.

3. Arbitration Fees and Expenses

The losing party will be responsible for arbitration costs, including legal fees.

Liability Limitation

The company is not liable for damages arising from the use of the website or data. This includes transaction interruptions, data loss, or unauthorized access. Users agree to hold the company harmless from any liabilities resulting from access to or use of the website or data.

The company is not responsible for third-party websites or services linked to the website. Users acknowledge that the website and data are provided "as is," and the company makes no guarantees regarding their accuracy or security.

The company disclaims all express and implied warranties, including merchantability and fitness for a specific purpose. Users acknowledge that the website's availability depends on the internet service provider's quality and that the website is not error-free.

The company is not obligated to provide support, maintenance, updates, or new versions of the software.